Tools for owners & investors
Simplified estimate excluding loan repayment and taxes. The return on equity takes leverage (debt financing) into account. This is not a substitute for tax or financial advice.
Compound-interest model based on a constant annual appreciation rate. Actual market trends fluctuate – location and property condition are decisive.
Buying a property in Spain works differently than in Germany. The essentials at a glance – so you walk into the conversation well prepared.
The Spanish tax identification number for foreigners is a prerequisite for the purchase, a bank account and contracts.
Generally required for the purchase payment, taxes and running costs (electricity, water, IBI).
The purchase is certified by notarial deed (Escritura) and registered in the Registro de la Propiedad.
Independent legal due diligence (encumbrances, building permits, licences) is strongly recommended.
Property transfer tax (ITP) on resale properties is usually 8–11.5%; for new builds IVA + AJD apply. Plus notary & registry fees.
Property tax (IBI), any community fees, wealth tax and income tax on rental earnings.
An official licence is required for touristic short-term letting – and not every property is eligible for one.
We have established partners on site in Mallorca for the complete process – and, on request, full service: key holding, property inspections, coordination of tradespeople and service providers, even when you are not at your property.
General information, as of 2026 – not legal or tax advice.